Dillio Deals Blog   > February 20, 2023

The 5 Best Low Interest Credit Cards

The best low interest credit cards vary depending on your specific financial situation and spending habits. However, here are some of the top low interest credit cards to consider:


1. Citi Double Cash Card: This card offers a 0% introductory APR on balance transfers for the first 18 months, and a standard APR of 15.49% - 25.49% (variable) on purchases and balance transfers.

2. Chase Freedom Unlimited: This card offers a 0% introductory APR on purchases and balance transfers for the first 15 months, and a standard APR of 14.99% - 23.74% (variable) on purchases and balance transfers after that.

3. Discover it Balance Transfer: This card offers a 0% introductory APR on balance transfers for the first 18 months, and a standard APR of 11.99% - 22.99% (variable) on purchases and balance transfers.

4. Wells Fargo Platinum Card: This card offers a 0% introductory APR on purchases and balance transfers for the first 18 months, and a standard APR of 15.49% - 27.49% (variable) on purchases and balance transfers after that.

5. Capital One QuicksilverOne Cash Rewards Credit Card: This card offers a standard APR of 26.99% (variable) on purchases and balance transfers.


With consumers facing such high interest rates today, you may really benefit financially from transfering your balance for the introductory period. Then consider transferring again before the high interest rates kick-in.

It's important to note that the best low interest credit card for you will depend on your credit score, spending habits, and debt repayment goals. Before applying for a credit card, make sure to compare the interest rates, fees, and rewards to find the card that best fits your needs. Additionally, it's important to use credit cards responsibly and pay off your balance in full each month to avoid interest charges and maintain a good credit score.